UK vs import - ££ difference?

[Tearz]

Hi guys..

I'm looking to buy a 3rd gen RX7 in the next 2/3 months and hence have been trying to get some insurance quotes to work out how badly raped i'm gonna get. My major problem is that I'm only 21 :-(

So far I've just been doing online quotes and have been unable to get anyone to quote me on an import what-so-ever "call us" etc.

I tried elephant on a UK RX and they surprised me and came back with a touch over £1,000 with a car value of £9000, 10k miles a year parked in a residential parking area. So if worst comes to the worst at least a UK model is viable :)

Just wondering really how much difference I can expect to see in quotes for imports when i start calling these guys up. i was thinking at worst it'll be double vs a UK model??

any feedback you guys could give would be much appreicated!!

ta

Joel

[J4P RX]

A lot of places just outright refuse. Elephant when I spoke to them wanted about £1000 + extra. Its just the normal insurance company BS.

Ask them for reasons why and point out how all the reasons they give are are irrelevant :rolleyes:

Lee

[ScuttleRX]

I read somewhere that they load the policy between 20%-100%, so suppose it would all depend on the insurer, if you find one thats closer to the 20% figure let me know :D

[Steve Burnett]

The thing about saving money on your insurance by buying a UK car is that the UK cars tend to cost more. So what you save in one part you spend more in the other.
If it is just a case of you can afford it but cant get insured on a JDM car then buying a UK one will help.

UK cars are scarce though, only approx 124 were sold in the UK.

[Tearz]

You hit the nail on the head there steve, i'm pretty much prepared to be held to ransom by the insurers, as long as its below £2.5k (thats the figure in my head at the moment anyway!)

yeah i noticed a distinct lack of UK cars when i've been looking about, i dont really want to spend more than 9k, but may go to 10 at a push for the right example.

[Gibby]

UK RX7 for me was around £800, chnage to an import and no-one gets below £1000. Excess changes from £200 to at least £450 as well.

[johnf]

chnage to an import and no-one gets below £1000. Excess changes from £200 to at least £450 as well.

Sorry to contradict you - but I did :)

[Gibby]

Sorry I meant none of the insurers I called would give me a quote below £1,000

Bear in mind I was intending to use as my everyday car.

[yonner]

you can find specialist companies that will inshure you 3rd party only my dad the old coger pays £300 a year for it and he can drive any car he ists in lol good thing for me im geting put on his when i am driving ( 1 year till i can blast the rx)

[FDDreamer]

hey Joel,

just wondering how you're getting on? i'm in a v similar situation to you, no RX for me just yet (soon baby, soon!) but i'm also trying to work out just how much it's gonna set me back on a regular basis.

with these quotes are they the one-off payment price, or the total of the 12 monthly installments? is there a difference?

finally, how much ncd do you have? how long have you been driving? sorry for all the probing questions!

thanks

adrian