RX7 at 19?

[feakins]

Whos the youngest person on here with a gen 3 rx7??? Impossible to get one at 19? Anyone got some numbers to try??

Thanks

[J4P RX]

Have a look around in the insurance section.

The main name for decent quotes seem to be:
Tesco
Sureterm
AON (you wont be old enough here for sure).

Might have forgotten a couple.

[feakins]

Insurance section?? AA hah good plan!!

Got a quote with the aa on my 106gti for 4700, and an rx7 for 6000.

I know i can get insurance on my car for 1400 with elephant but they wont insure under 21's on that car so i need someone else whos equally cheap!

[davefrith]

Theres no magic number thats gonna insure you at 19 on a RX-7
unfortunately

Throw money at it if you have it

If not you'll have to wait :)

Dave

[MikeLMR]

why not buy a 1st or 2nd gen NA RX7 or another "classic" (over 10 years old ;) ) rwd car till you can afford to insure a 3rd gen ... bonus is you get a bit of rwd driving experience before jumping in with both feet !

[feakins]

Originally posted by davefrith
Theres no magic number thats gonna insure you at 19 on a RX-7
unfortunately

Throw money at it if you have it

If not you'll have to wait :)

Dave

LOL

Originally posted by MikeLMR
why not buy a 1st or 2nd gen NA RX7 or another "classic" (over 10 years old ;) ) rwd car till you can afford to insure a 3rd gen ... bonus is you get a bit of rwd driving experience before jumping in with both feet !

Na i only really like the gen 3, i think i'll have to wait. Dont fancy ringing any companies, dont want to get laughed at :rolleyes:

But what do u think the cheapest quote would be??

[petemillis]

Is it any surprise that people drive with no insurance when the quotes are so ridiculous.
How about having a 3rd gen RX-7 registered in the name of one of your parents, they insure it as a second car, and you buy a cheap runaround and insure it fully comp? That way the insurance company who has covered you fully comp will provide third party only cover on a car owned and insured by another person - ie the RX-7 for which the registered keeper is mum or dad.
Pete

[feakins]

Originally posted by petemillis
Is it any surprise that people drive with no insurance when the quotes are so ridiculous.
How about having a 3rd gen RX-7 registered in the name of one of your parents, they insure it as a second car, and you buy a cheap runaround and insure it fully comp? That way the insurance company who has covered you fully comp will provide third party only cover on a car owned and insured by another person - ie the RX-7 for which the registered keeper is mum or dad.
Pete

Thats a damn good idea, but i dunno if i'd want to be third party on such a beast. Dont u also have to be 21 for that or do some insurance companies do it at any age?? I spose its technically legal too??

[johnf]

Is it any surprise that people drive with no insurance when the quotes are so ridiculous

I'm not suggesting insurance premiums are low but if I owned an insurance company I don't think I'd take on under 25's for an RX7.

Looking at accident claims related to under 25's would YOU risk YOUR money on a payout insuring young driver on a performance car, I wouldn't ?

[MikeLMR]

most insurance companies only allow you to drive another car third party in an emergancy ... you'd be on very dodgy grounds insuring a car that way IMHO and insurance companies are usually very switched on when it comes to paying out claims !

[feakins]

yeah good point but what if my mum wanted an rx7 twin turbo and i used it at the weekends:rollin

[J4P RX]

A lot of insurance companies are aware of this and just wont add you onto the policies. If they do, the costs go up a lot anyway and you may as well get your own.

[feakins]

no we mean if ur fully comp on a car u can drive any car third party without telling insurance company what car it is.

[davefrith]

lol try and get driving other cars when you are 19 !! :)

dream on

[feakins]

Originally posted by davefrith
lol try and get driving other cars when you are 19 !! :)

dream on

hmmm.

[[GSV]Myocardial]

You won't get fully comp with third party on other peoples cars very easily either, most will stipulate that your 25+ in my experience.

Insurance companies are getting far stricter on what they will allow and give these days. Unless your absolutely loaded and willing to throw money at it then I'd say your going to find it pretty hard to get insurance on a Gen3 RX7.

I drive under a motor traders policy and have had limited social domestic and pleasure usage, this will change when I'm 25, so I've started to save for a nice quick car and have my eyes set on a nice little rotary :D

One question tho, and that's how long have you been driving and what experience of driving do you have, as jumping straight into a quick car aint exactly a smart move, the chance to show off and impress your mates with a bit of power and not having enough road experience. Thats how insurer's are going to asses you with regards to the cost or whether they will insure you.

[feakins]

I had a 1.1 106, then a 106gti which I have now been driving for 2 years. Its pretty quick 141bhp, that was quite a big step. But i know will be nothing like the rx7! Never had a own fault crash like all my mates who drive like idiots, but i know telling the insurance company that wont help :|

I have no NCB at moment but know i can get insured at 21 with 2 years for about 1800 so guess ill have to wait until then.

[johnf]

Never had a own fault crash


And yet you got no NCB am I missing something?

[Gman]

If its not your fault you dont claim on your insurance.

[feakins]

Yeah but im not on my own policy, insurance was ridiculous on it at 17! Am going on it in about a month.

[Sky]

Its pretty quick 141bhp,

Nearly double that power, add in rear-wheel drive and hey presto, crash-o-matic. I would strongly argue against getting a 250bhp rwd car with no traction control as your first experience of rwd. It might be worth grabbing something like an MX5 and building up NCB using that - at least then you'd have some sort of grounding in driving rear-wheel drive cars. I know that sounds preachy, but I nearly stacked mine the day after I got it and I thought pretty much the way you're thinking now.

Also - I don't think you'll actually get a quote of £1800 with 2 yrs' NCB. You might've been quoted on a UK RX7 at that price, but mention it's an import and it'll be another £500 to £1k. Might be worth getting your parents to insure it and stick you on as a named driver instead.

Good luck with your search, but until you hit 25 (and more realistically 30) insurance is the most expensive single bit of FD ownership.

Rick (insurance due in 2 days :()

[johnf]

Haven't read back through all the previous posts but I think it

must be said [if it hasn't already]

I think you have no chance:( and until you've gained some
experience with some sort of perfomance car I would tend to
agree with insurance companies.

You see, on a selfish note, it's an accepted fact that using normal cars most accidents involve young males between 17 and 25. So the more young ppl that get insured and prang RX's the higher MY premium will go.

John

[feakins]

Ok so the problem here is its going to be ridiculously expensive, and even if i could get round the insurance im a young idiot who will crash:eek:

[skybusr34]

im 25 (26 in april) got 6 years ncb. car history xr2 1 year stardard series 2 escort turbo 1 year 175bhp series 2 escort turbo 1 year 208bhp " " " " " " corrado g60 standard 1 year 200bhp g60 corrado with 2 stage nos ( 75 bhp) 1 year never had a crash
had 1 sp30 in the xr2

had a works van from 18 also yet cheapest quote i can get an rx7 with 300 bhp and ms kit is 1050 with 500 excess.

i cannot see any insurer covering a 19 yr old . i wouldn`t. i remember how i drove then in a comparably slow car to an rx7 :D

i`ve wanted an rx for years. good things come to those that wait!!!! as my family keep saying. getting my first rx on 25th march:rollin

good luck

[johnf]

I didn't say that - I said it's proven that you would be more likley to have an accident, thats a fact.

Stick you in a car capable of 0-60 in arond 5 secs. top speed of 140+ and the odds will increse. Sorry but having so much power with so little experience is a recipe for disaster.

If you didn't want to use the power and acceloratrion you'd be looking at a more conservative car.

Yes I am trying to talk you out of tha idea, for now. It may be dissapointing but as the old saying goes 'walk before you run'

[feakins]

Yep i know, u are all right and it is the sensible thing jsut to leave it but i jsut need to get the idea out of me head now. How about what car would be a step up from a 106 gti?? which does 0-60 in around 6.5-7. And can go 140 mph :p

[J4P RX]

Ahh dont listen to them - just go and get one if you can insure it.

106 GTI's are cool and pretty quick - I like them.

Lee

[MikeLMR]

Originally posted by feakins
Yep i know, u are all right and it is the sensible thing jsut to leave it but i jsut need to get the idea out of me head now. How about what car would be a step up from a 106 gti?? which does 0-60 in around 6.5-7. And can go 140 mph :p

get a cheap 200sx ... you might struggle with insurance on one those too though :(

[feakins]

hate the look of a 200sx. ill keep having a look for insurance, and see how it goes but looks unlikely, especially with all u misery guts being so negative! :D

If i did get one ur all gonna be like, "rar rar rar ur gona crash u crazy cat" so guess id have to keep away from the forum :wave

[Andyp]

hey dude,

I got mine when I was 22, only a few places would touch me with insurance... (and at daft rates) as it's a group 20 car with no traction control...they are right in what they say here, I still have a struggle now they all want you to be over 25, some even 30...

I'd wait a bit as ya say, its not just the cost of insurance, they kinda are a money pit with tyres, services and so on being so frequent...


Why not mod ya 106 up a bit?

just my 2p :)

[skybusr34]

sorry. i don`t mean to come across as a missery gut`s. i always wanted a corrado vr6. i did all the calling around. getting silly quotes. in the end i got the less powerful version. why don`t you do the same. as previously said either a 1st /2nd gen rx7 or an mx5. a friend of mine as got one. i was well impressed with the 5. good learning car. and the insurers will take the fact you`ve been driving a rear powered car into concideration.

[ScuttleRX]

which does 0-60 in around 6.5-7. And can go 140 mph

How bout a integra type r? not rwd but one of the best handling fwd cars about, friend has one and I think its great, especially when the Vtec kicks in ;)

I managed to get my rx when i was 21, elephant.co.uk as a named driver when your that age might be worth a look :)

[dino]

It depends how much your willing to pay. I'm 20 with 2yrs ncb and tesco have just insured me for £1900 based on 7000miles a year. the only thing to remember is will it be your only car? Regular oil changes and servicing is a must also by the way most our age drive petrol will cost ya @ 15-20 miles per gallon. So it is expensive. As for it being your 1st rwd car it is my 1st too and 1st few days i had it were wet so i drove it slowly with my dad to a big empty car park and he taught me how to handle the car in the wet if it slips out. Obviously i'm no expert still but i'm glad i did it in there 1st and not on the road. If you still cant afford 1 my m8s got a lil suzuki cappuccino and tuned it up a bit so it goes quicker now (sub 7secs) and it's rwd. being only 660cc turbo insurance is cheaper. Might be worth a look (try www.score.org.uk for info). hope this helps.

[feakins]

If i can get insurance i can afford to run it. I might give tesco's a ring see what they say.

I have to drive about 25 miles to work so think i'd need another car for that. Maybe do a policy with a second car on it but might be more expensive than insuring them seperatly.

And as for the cappuccino....I'll get back to u.:)

[feakins]

I thought the rx7 would be alright to insure as I thought it was group 18 insurance?? You guys think id have more luck on something like a supra?

[ScuttleRX]

have u got any online quotes yet mate? elephant might be a good place to start, once you've put details in once you can keep changing cars and compare.

Supras same group or higher i think, although i got quoted cheaper for a supra than for a rx...go figure

[GaryS]

Originally posted by feakins
I thought the rx7 would be alright to insure as I thought it was group 18 insurance?? You guys think id have more luck on something like a supra?
The UK released model might have been (though I'm sceptical) but the grey import is most certainly a group 20 car.

[feakins]

Would try elephant but u have to be 21.

Just found out that its not group 18 thats the old rx7!! All gen 3's are group 20 i think thats why insurance is so much!

A supra is insurance group 19, just got a quote on the AA, 4200, and they want 4700 for my little 106 gti...odd.

Might give a decent insurance company a try on the supra.

[GaryS]

As some one else has mentioned, it might be worth going for a lower insurance FR car for a few years. Don't know the MX-5 they have great handling and can be converted to turbo/SC for 2-3K (though then you hit the old insurance question). The MK2 1.8 theoretically is capable of sub 8 seconds -60 and ~138 MPH.

Another option would be to go for an FC for several years. I seem to remember some one here is selling a well known FC turbo for a couple of K.

[MintyFresh]

someone somewhere will sort you out.

Im 21 with a '95 Type R2. Im paying £1400 a year, with full bodykit, exhaust, filters, and £2k stereo cover.

who do i thank for that?

ELEPHANT!!!! :rollin

[davefrith]

did you tell Elephant about your mods though ?

last I heard they wouldn't do aftermarket air filters

[J4P RX]

Same here. Heard they dont like other mods either, or Jap Imports. They gave me a good quote on a UK car, but once I told them it was an import they wanted about £1500 extra.

[MintyFresh]

The guy i spoke to didnt have a problem with anything i told him. He kept asking me how well it handled in the wet, and what speed i thought it would top out at.

He was either really interested in the car, or it was a subtle way of seeing how i drive a car.

Deano.

[davefrith]

Elephant do not cover aftermarket filters or adjustable suspension

If its not mentioned on your cover note as an option to set it aside from a standard car, then it ain't covered

only reason I mention it is that I heard of someone recently who has been truly fecked over on this one with them

I know its the old "oh well I can take it off if anything happens" but try replacing shocks on a fooked front end etc!!

Dave

[MintyFresh]

Im gonna have to dif my cover out now, you got me worried!!!!

Deano

[Smifta]

Originally posted by davefrith

only reason I mention it is that I heard of someone recently who has been truly fecked over on this one with them
Dave

Hi Dave,

Do you mean that his entire Insurance was invalidated? or that they didn't pay out for mods? No details obviously, just curious!

Alex.

[davefrith]

Elephant unlike Tesco etc DO NOT pay out for any mods regardless of whether you tell them about it
they replace all parts with standard parts

So if you have a £700 aftermarket front bumper and you crash you will get a standard bumper to replace it
Though sometimes if you are clever this can be worked around

My ex who works in insurance mentioned she knew of someone who had not dislosed some bits etc and they did not pay out cos when the car was inspected it was found to have been modified

[sadgoth]

Dave U need to change your avatar to the grim reaper, - voice of impending doom mode (voidm) - YOUR INSURANCE IS INVALID, YOU MUST PAY THOUSANDS TO RETIFY THE SITUATION! - voidm off

but you are right, insurers are out to screw us all, make sure eveything is right on your documents or they will have a getout clause come claim time!

[davefrith]

I'm not trying to be the voice of doom its just with so many new owners coming on the board and taking the first quote they can get cos its the cheapest, you get the feeling half of them are not really insured for the right car even
A common misconception is that all insurance companies will replace your aftermarket parts with the same. elephant never told me they wouldn't until I asked.

Obviously there are a few things you can get away with mod wise with insurance companies, and everyone does it

All I'm saying is be careful cos you will lose in the end if you don't check things

Doom lecture over sorry

Dave

[MintyFresh]

Surley no one will notice my aftermarket bumper, skirts, spoiler, exhaust, air filter, hard pipes etc.... :D

[davefrith]

no ones that silly to have that many mods and not disclose them :)

sure you'll be fine :)

Dave

[MintyFresh]

Ive got my mods listed, so alls good :)

[davefrith]

Its all good ! :)

[hachi-roku]

If you can get hold of one, another good car to get you on the RWD ladder is an ae86 like mine. I am 23 I passed my test about 3 months ago and I pay about £1200.... silly I know, considering an FC Turbo is £960 :confused:


86 looks ugly to some people but it is one of the most amazing cars I have driven to date :). Plus it comes as standard with a 1.5 way LSD and the hardest little 1600 you will ever see :).

It really taught me how to drive, the thing with RWD, you drive like a hoon, and it will punish you.

86's go for about £2k upwards, for a roadworthy one, you are normally looking about £2.5k... but it's worth every penny, and they are getting really rare, so you can prolly sell it for more, or definatly what you paid for it I should think.

[skybusr34]

pictures please:D

[FDDreamer]

Hey hachi-roku...out of interest did you get any quotes for an FD? i'm in a very similar position to you...24 very soon (and before i get a quote) but i've only been driving for 6 mths.

really got my heart set on a 3rd gen, and although i know it's gonna cost an arm and a leg i'm thinking it'll be worth it.

seems like any mods whatsoever are WAY out of the question tho! :p

[Sky]

I think you'll be lucky to find anywhere that'll quote you with just 6 months' experience.

I do have one bit of advice though - buy a UK spec FD if you can. There's basically no difference between the cars but they're an awful lot cheaper to insure than imports. The only bummer is that they're pretty rare.

It's become a lot harder to get insured under 25 recently - I think tescos no longer insure imports for <25 (they'll renew if you already have a policy though) and they were about the only people who'd quote me in the first place (22 at the time, driving 5 years, no ncb).

[sadgoth]

heard about a UK FD for sale strangly about 1/2 hour ago:

this came off the rx7ownersclub (the old yahoogroups site)

I have a 1993 UK supplied RX7 for sale in black/black with 39,000
miles. Where is the best place to sell this ?

Is any one looking at this interested ?

Kind regards

Mark Shannon

may be of interest!

[FDDreamer]

thanks mark! definitely of interest. will have to check that out. unfortunately it's going to be a month or two until i'm in a position to actually buy one...and that's after finally making my mind up as to whether or not it's really practical.

only thing is i really wanted to get one from brian or another trader who frequents this forum - they all seem extremely nice and very knowledgeable. also you're assured they'd really drive the car properly and test it thoroughly before taking it on. not something you can say with confidence about private sales.

being sensible hurts. :)